Guiding You Through The Credit Card Debt Maze
You almost exclusively use your credit cards to pay for everything, from vacations and medical bills to auto repairs, household goods and collectibles. Along the way, you find that you have racked up so much debt that you feel trapped, and you feel scared.
Not only do you need to seek the advice of a credit counselor, but you also need the insight of an experienced bankruptcy attorney. Frances Hoit Hollinger, LLC, in Mobile, Alabama, has been practicing law for nearly 20 years, helping clients overcome obstacles.
Bankruptcy Options Can Help
Experienced, knowledgeable and understanding, attorney Frances H. Hollinger will review your situation and provide the necessary advice leading to resolution. She answers your questions and provides the one-on-one attention you deserve. Ms. Hollinger fights for all her clients.
Here are some of the choices you can take when drowning in credit card debt:
- Chapter 7 bankruptcy option: Credit card bills are considered unsecured debt, which is money owed to creditors. As long as you meet bankruptcy code requirements and are eligible to file for Chapter 7, you may be able to eliminate all unsecured debt, while keeping property such as your home and car. This is a straight bankruptcy in which you are liquidating your assets to pay off debt.
- Chapter 13 bankruptcy option: If you don’t qualify for Chapter 7 bankruptcy, you may pursue Chapter 13, which is a repayment plan. Under Chapter 13, you work with a trustee who accepts your court-ordered payments. This is the type of bankruptcy in which you think that you can repay your debt.
Our team will provide the direction that you need in order to eliminate debt. Through the years, we have helped hundreds of people.
Contact An Experienced Attorney
Overuse of your credit cards has placed you in a financial pickle. You need the advice of a skilled bankruptcy attorney. Frances Hoit Hollinger, LLC, in Mobile, Alabama, will provide the guidance you need to navigate the legal system. Contact her through this online form or by calling 251-432-8878.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.