Chapter 13 bankruptcy offers a unique opportunity when you fall behind on car and home payments or other debts. The threat of foreclosure or repossession can be overwhelming, but you may be able to save your property.
Since 2001, the law office of Frances Hoit Hollinger, LLC, has helped clients protect their property and exercise their right to file for Chapter 13 bankruptcy.
The Protection Of Chapter 13 Bankruptcy
There are many reasons to consider Chapter 13 bankruptcy. Some individuals do not qualify for Chapter 7. Others would risk losing their home or other property without Chapter 13 bankruptcy. Still, others are unable to pay judgments they owe from previous lawsuits. We have extensive experience representing clients in all of these situations.
There are many benefits to filing for Chapter 13 bankruptcy:
An automatic stay prevents your creditors from harassing you.
You maintain control over your budget.
You can save your car from repossession, protect your home from foreclosure and deal with old judgments against you.
Chapter 13 bankruptcy gives you the opportunity to create a payment plan that you can afford. We will assist you with the development of a realistic payment plan based on your income, assets and debts. The typical plan lasts between three and five years, after which remaining debts will be discharged.
Schedule An Appointment To Discuss Your Debt
Our extensive experience is an asset to our clients. Call 251-432-8878 or contact our law office to schedule a free consultation with our Mobile Chapter 13 bankruptcy attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.